Here’s how to boost your Social Security benefits, what it really takes to get a perfect 850 credit score, the new thinking on the 4% Rule, and what rising foreclosures mean for home buyers.

Plus a big Chase credit card bonus, IRS tax-free gifts, today’s mortgage rates, Medicare Advantage tips, short-term bond ETFs, and how to be a better estate executor, and more…

If I Could Tell All Retirees 1 Thing About Social Security, I'd Say to Do This Before You Claim Benefits
 
 

Your claiming decision should be holistic, but this number can help put it into perspective. CONTINUE...

 
 
 
Living to 100 Is Becoming More Common—Here's What You Should Do to Prepare for Retirement
 
 

More people are living to the triple digits, but a long retirement requires more savings. Here's how to make your money last after you leave the workforce. CONTINUE...

 
 
 
Walton family fortune: How America's richest family manages their wealth
 
 

America's richest family uses a model pioneered by the Rockefellers to manage their wealth. CONTINUE...

 
 
 
Here's How Many Americans Have a Perfect 850 Credit Score in 2025
 
 

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why perfection doesn't actually matter. CONTINUE...

 
 
 
Foreclosures Jumped 21% in November. Here's What That Means For Buyers
 
 

Foreclosure activity in November climbed for the ninth month in a row, but the rise in delinquencies may not have much impact on housing market inventory levels. CONTINUE...

 
 
 
The New '4% Rule': Finding the Right Withdrawal Strategy
 
 

Some experts recommend the "guardrails" approach. CONTINUE...

 
 
 
Wall Street is starting to worry about a 'lost decade' for US stocks
 
 

Bloated valuations and an aging bull market are two things that could hold back the S&P 500 for the next decade, forecasters say. CONTINUE...

 
 
 
Chase Freedom Unlimited Hikes Welcome Bonus
 
 

From Dec. 11, 2025, through Jan. 15, 2026, new cardholders can earn a $300 bonus. CONTINUE...

 
 
 
5 Types of Gifts the IRS Won’t Tax: Even If They’re Big
 
 

Several categories of gifts don’t count toward annual gift tax limits. Here's what you need to know. CONTINUE...

 
 
 
The 'Scrooge' Strategy: How to Turn Your Old Junk Into a Tax Deduction
 
 

We break down the IRS rules for non-cash charitable contributions. Plus, here's a handy checklist before you donate to charity this year. CONTINUE...

 
 
 
 
 
Vanguard VCSH vs. iShares IGSB: How Two Short-Term Bond ETFs Deliver Stability in Different Ways | The Motley Fool
 
 

VCSH and IGSB look similar on the surface, yet their construction leads to meaningfully different experiences for bond investors. This breakdown shows how each ETF builds stability and which approach fits your investment strategy. CONTINUE...

 
 
 
Mortgage Rates Today, Thursday, December 11: Basically flat after yesterday’s Fed cut - NerdWallet
 
 

TL;DR: Rates haven't moved much in the wake of yesterday's Fed cut. CONTINUE...

 
 
 
I Stole This Payday Ritual From TikTok. Will It Actually Work?
 
 

It's less about stopping myself from spending money the second I get it and more about using payday as an opportunity to manage my cash flow. CONTINUE...

 
 
 
Being an Executor is a Thankless Job: Here's How to Do It Well Anyway
 
 

You can be a "good" executor, even though carrying out someone's final wishes from their estate can be challenging. CONTINUE...

 

Keep Reading