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Why 2026 Social Security Will Disappoint You

What's Happening with Social Security in 2026?

Every year, Social Security checks usually go up a little bit.

This increase is called a COLA, which stands for Cost of Living Adjustment. The government does this to help older people keep up with rising prices.

On October 24, 2025, the Social Security Administration announced what the 2026 raise would be. Experts called the Senior Citizens League predicted it would be about 2.7%.

That's actually bigger than the 2.5% raise retirees got in 2025, so that sounds like good news, right?

Not so fast. There’s a problem…

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